Are you on a list of delinquents like RAI or ASNEF and need a loan to get out of it? Currently, many people are in this situation in which, despite applying for mortgage loans or personal loans to pay off their debt, they are denied precisely because they are included in these types of lists.
Attending a loan or debt reunification request
And it is that the first thing that financial institutions perform when attending a loan or debt reunification request is to verify if the name of the applicant appears in the database of the National Association of Financial Credit Establishments, ASNEF or in the Acceptance Registry of Unpaid, RAI.
Who grant private equity mortgage loans
Luckily, there are some independent financiers who grant private equity mortgage loans so that the client pays his debts and manages to get out of these lists that prevent them from carrying out many types of economic transactions. The requirements, they request guarantees, mortgage guarantees or payment protection insurance to ensure payment of the debt and, as expected, higher interest rates.
Once the client has managed to exit the unpaid records, he can regain access to the traditional credit system.
Some of the companies that grant these financial solutions are:
- Good Lender: offers up to 1500 euros for the payment of previous debts. Maximum amount: € 1,500, although older customers will be granted more credit: maximum term: 12 installments, interest rate: ranges from 5% to 12%, early repayment: no cost, transfer in 15 minutes, operating 24 hours a day, 7 days a week and 100% online.
- ViaSMS: offers up to 300 euros. The return time varies between 7 and 30 days, and allows you to return the money borrowed by bank transfer or in cash through the window of some of the banks with which you usually work.
- E-money: grants up to 500 euros. It stands out because it barely establishes requirements, in fact, it is not necessary for the client to have a payroll to request it, having a pension or being collecting the unemployment benefit is sufficient.
In this way, there are financing solutions for those who need to quickly get out of delinquent records and who can consult directly at Good Finance.